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To change your mortgage you have to have an interview online now. I had a lovely chap called Nick today who talked me through the whole process. Because I can only get Wify in the front room I was joined on the couch by the dogs and one cat which amused Nick “ I’m selling to the muppets” he quipped not quite understanding he was including me in that comment.
My new mortgage is set and I can soak up the monthly increase …just.
it’s another job done 
I used to take these big decisions in my stride 
Now I worry
Another symptom of getting older .
After nearly two hours on line, I sit in the living room

The cottage faces south and the front windows let the sun shine through on a sunny day  like a baby Sagrada Familia. 
I feel as though I’m transported into the 1940s
The animals start to flop into the squares of sunlight on the carpet to sleep 
The windows need washing but I’m enjoying being present in the moment 
The kitchen clock ticks
And the breeze makes the Honeysuckle tap the window as if a friend wants my attention 

The cottage and my animals remains safe in my hands at the moment 

33 comments:

  1. Anonymous12:27 pm

    Sometimes you write about very ordinary things and what you share often makes me cry .
    Today is an example of that

    Lee

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  2. "the breeze makes the Honeysuckle tap the window as if a friend wants my attention" -- beautiful turns of phrase like this show that you are a natural born writer! Glad your mortgage is sorted.

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  3. Sounds bucolic - a cup of coffee or tea wouldn't go amiss. Ranee

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  4. Lovely description of a quiet time in your cozy home. Glad the mortgage is set. It feels good to check off those chores.

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  5. Anonymous1:05 pm

    So happy that your worries re: mortgage were all for naught. Happy day for you I’m sure. My house also faces south and my dog has found herself a nice sunny spot in the front window. We are still having unusually warm weather for Toronto, calling for 21 degrees today. You sound very relaxed with your crew today.xx. Gigi

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  6. Sounds very relaxing. How about some stained glass in those windows now for an even more spiritual experience?

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  7. Anonymous1:38 pm

    Don't encourage him to spend more money on frivolities.

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    1. Anonymous11:16 pm

      What a asshole

      Lee!

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    2. Anonymous3:15 pm

      Yep Lee you describe yourself to a T

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  8. Glad the mortgage is sorted. That's another weight off your mind. Are you tempted to flop in a sunbeam and have a sleep? I would be. xx

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  9. Congratulations, enjoy your day, Mary

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  10. Anonymous1:55 pm

    Wow, those kittens are growing up! Lovely to hear they settling in well and order being carved out for all to co-exist.

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  11. Barbara Anne2:49 pm

    What a beautiful account of sheer relief. Relaxation - aka as briefly falling apart - and observation of the charming little things of life: sunshine on the carpet, honeysuckle gently tapping ... another page for the book!
    This author published a wonderful book comprised of one to three page entries: https://margaretrenkl.com/
    Sort of like one of your delightful blog posts per page. Hint, hint!
    I am so pleased that your mortgage has been changed for the better. Whew!

    Hugs!

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  12. Brilliant news on the mortgage sorting out, and that last line is just perfect.

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  13. Relief..well done.
    Online forms are daunting at the best of times

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  14. Ana Dunk4:48 pm

    When my husband and I divorced in 1987, I got the proceeds from the sale of the family home to reinvest in another home for me. My realtor searched a horribly long time to find a lending institution who would allow a single 47 yr old woman to have a mortgage in her name only, even though I had a substantial downpayment, had worked in our family business for 20 years and was again gainfully employed. I will NEVER forget the sleepless nights worrying about it all.

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    Replies
    1. I nearly lost the cottage in the divorce it nearly killed me

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  15. Glad the mortgage is sorted. The kittens are growing up so quickly and have settled in with the dogs beautifully and you of course.

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  16. One less thing to worry about, although I completely understand. There's only me to pay the mortgage here, and it sometimes feels like an overwhelming responsibility.
    But it's your home. A satisfying feeling. Xx

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  17. So glad to hear the mortgaged is settled and the process included a bit of amusement. Relax and enjoy the remainder of the day/evening.

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  18. Yorkshire Liz7:57 pm

    The sense of relief is palpable, especially after a heavy shift at work, and then the stress of such a long conversation about the mortgage. But that is another mountain climbed and freewheeling down the hill after sorting it - no small achievement. So all good. And there is something very special and reassuring and mellow about that early autumn golden sunshine. Exemplified by that very moodish photo, and the stance of the animals. Now breathe!

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  19. Good news, John! Relax , rejoice and breathe.

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  20. Traveller9:38 pm

    Glad your mortgage is sorted for now.

    You write beautifully and effortlessly.

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  21. Home and hearth are key. Having everything settled is perfect. Enjoy.

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  22. Well done with your mortgage. Home life sounds pretty good.

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  23. So glad that went well. I too have been seeking out any patches of sun to enjoy.

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  24. Anonymous8:09 am

    Money worries cause incredible stress. Now that you have checked off the remortgage box on your list you can ease off on the worry a bit. It’s like kicking a can down the road…possible worries for the future, or maybe your counseling income will make it easier.
    Keeping your home and animals is your safe place. That’s true for many of us. Congratulations on your success.
    weavinfool

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  25. Money issues stress me out too. When I was going through my divorce, I was flat broke between paying the lawyer and the alimony payments. I had many a sleepless night. I am glad you have gotten the mortgage straightened out. There is nothing like the sun to help cheer one up!

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  26. Home sweet home! You really evoke your love for your home. I'm glad the mortgage thing worked out.

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  27. John, I'm so far off from blogging for several months due to Bob's serious health issues, but popped in today while a major tree take down is underway. It's a bit scary as it's really tall - perhaps over 100 feet - huge,
    old bifurcated oak which has rot and hangs precariously over our roof!
    Anyway, reading your lovely, somewhat melancholic post today about love for a house, more importantly one's home, can mean so much and we need to go all out at times to save it. So happy for you and the furries - please keep your fingers crossed for my situation. Two hurricanes here in North Carolina recently made everyone terrified of their trees after we viewed the devastation in some areas of our state.
    Happy Autumn days in Wales.
    Hugs - Mary

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  28. I understand - fought like a tiger to keep the house during the divorce. Still get the occasional wobble, so I totally relate to your remortgage work. My thoughts are with you. Jxx

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